We Finance
America.
One Fleet At A Time®
America's trusted commercial equipment finance partner.
Founded in 1995, CFF is one of America's largest independently owned commercial equipment finance companies.
For more than three decades we've helped transportation companies, contractors, and business owners secure fast, flexible financing nationwide.
Our ideal client, defined.
A disciplined credit box built from three decades of underwriting — the profile that consistently produces our strongest-performing originations.
Established operators with a proven track record.
Multi-unit fleets with scale and revenue depth.
Prime-tier personal credit across ownership.
0+ credit applications processed monthly.
Our origination engine processes approximately 1,000 credit applications every month — a volume set to double in the near term, with infrastructure built to continue scaling well beyond.
Leadership that has earned trust.
For more than three decades, Commercial Fleet Financing has been led by experienced operators focused on disciplined underwriting, long-term relationships, and operational excellence.
Our culture has always prioritized sustainable growth, customer success, and responsible lending — creating a business built to last.
"Great companies aren't built transaction by transaction. They're built relationship by relationship."
Founded CFF in 1995 and has led the company through three decades of disciplined growth. Nationally recognized author, speaker, and operator in commercial finance.
Oversees origination, credit, and operations. Drives the platform's transition from direct originator to scalable dealer-driven finance company.
Leads day-to-day operations, technology, and process design. Architect of CFF's modern origination stack and workflow automation.
Hard-hitting, proven entrepreneur with a track record of starting, growing, and selling 9-figure companies, plus experience on executive teams that have taken companies public. Multiple Inc. 5000 honoree with deep expertise in digital marketing, growth strategy, and enterprise value creation.
Built through vertical specialization.
For over three decades CFF has built deep expertise across America's largest commercial equipment markets.
For 30 years CFF has primarily grown through direct originations.
The next evolution is building strategic dealer relationships nationwide that create recurring, high-volume originations — an inflection point for the business.
Our Technology is accelerating everything.
A proprietary stack — seven purpose-built platforms — powering underwriting, origination, and portfolio intelligence at institutional scale.
Real-time deal integrity — surfacing fraud signals across every opportunity.
End-to-end deal pipeline, stage tracking, and dealer collaboration in one console.
Ranked lender recommendations tuned to credit profile, asset class, and program fit.
Real-time payment structuring and margin modeling across every program.
Mines historical originations to surface renewal, refi, and repeat-fleet opportunities.
Purpose-built CRM for commercial equipment finance — pipeline, dealers, and reps.
A Transformational Dealer Partnership.
CFF has secured an exclusive financing relationship with Miller Industries, creating a captive origination channel across one of the largest tow truck dealer networks in North America.
This partnership accelerates our transition from a direct origination model to a scalable dealer-driven platform.
Preferred Finance Partner
Annual Tow Truck Sales
Dealerships Nationwide
Foundation for National Dealer Expansion
A large market.
An even bigger opportunity.
Commercial equipment finance represents one of the largest and most fragmented specialty finance markets in North America.
CFF is uniquely positioned to capitalize on this opportunity through technology, strategic partnerships, and embedded finance.
Addressable Market
Industry Structure
Driven Consolidation
How CFF scales.
Every funded customer strengthens dealer relationships.
Every dealer relationship generates additional originations.
Every transaction improves our technology.
Technology increases efficiency.
Efficiency creates scalable growth.
We've built the foundation.
Now we're scaling it.
30 years of trust across America's transportation and equipment economy.
Massive commercial equipment financing opportunity, fragmented and underserved.
Scalable operating model with proprietary underwriting and workflow automation.
Predictable, recurring originations through a national dealer network.